When it comes to protecting your property, standard fire insurance may seem sufficient—until disaster strikes in a form you didn’t anticipate. Fires are only one of the many perils that can cause significant damage to your building, equipment, stock, and other valuable assets. That’s why Fire & Allied Perils Insurance exists—to extend your protection beyond fire and give you peace of mind, no matter the hazard.
Fire & Allied Perils Insurance covers the risk of loss, destruction, or damage of properties caused by fire, lightning, and explosion. But its true strength lies in its ability to be extended to cover a wide range of additional risks, or 'allied perils'. These include:
Natural disasters and human actions can wreak havoc on your assets. A storm can damage your roof; a riot can destroy your storefront; a burst pipe can flood your office. With Fire & Allied Perils Insurance, you’re not only prepared for fire—you’re covered for these unpredictable and often devastating events as well.
This insurance is designed to protect a broad range of property, including:
To maximize the benefits of your Fire & Allied Perils policy, it is critical to include certain protective clauses. These clauses ensure that your interest is safeguarded at all times throughout the duration of the contract. Without them, you may find yourself inadequately covered during a claim.
Whether you’re a manufacturing company, retail store, office-based business, or property owner, Fire & Allied Perils Insurance is essential. If you own or lease a property or hold valuable equipment and inventory, this policy is your first line of defense against physical losses.
At SBG Insurance Brokers, we go beyond selling policies—we craft solutions tailored to your unique risk profile. Our expert team ensures your policy includes all necessary clauses and extensions to fully protect your assets.
Don’t wait for disaster to expose gaps in your coverage. Contact us to review your existing fire insurance policy or to get a quote for comprehensive Fire & Allied Perils Insurance. Your property deserves nothing less than full-spectrum protection.