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Contractors All Risks Insurance

Contractor All Risks insurance is essentially a combination of insurances covering loss or damage to temporary and/or permanent building or civil engineering project works, tools, equipment and construction machinery of the insured against any unforeseen and sudden physical loss or damage from any cause whatsoever, other than those specifically excluded from the policy. It is extended to cover third party legal liabilities.

This policy provides cover for those who have an immediate material interest in a project. These are the Principal (employer), the Contractor and usually all sub-contractors, often including suppliers of materials and equipment.

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justice is the insurance which we have on our lives and property. Obedience is the premium which we pay for it.