That's a good question. Motor insurance doesn't just cover you if there is an accident and the other driver makes a claim against you. You can also buy insurance to cover you if your own car is damaged or stolen. It's up to you to choose which cover is right for you.
Yes - in fact, as soon as you become the owner of the vehicle, the law requires you to have a valid insurance policy. It is easy to buy cover straight away especially when done through us. But remember that your cover will only start from the exact time on the date on which you take out cover - so it is important to make sure you have made the necessary arrangements in place before you collect your vehicle.